It’s the brand-new 2025 monthly rate for veterans rated 100% disabled with no dependents. Thanks to the 2025 COLA increase, payments are going up for millions of veterans, and November 30, 2025 (paid on December 1) will be the first time many see the bigger amount in their bank accounts.
Why the Big Jump in 2025? (COLA Explained)
Every year the VA adjusts rates based on inflation. For 2025, veterans are getting roughly a 2.5–2.7% COLA bump (final number announced in December 2024). That small percentage adds up fast when you’re already at 100% – turning last year’s $3,921.94 into $4,196+ this year.
2025 VA Disability Pay Chart (100% Highlight)
| Rating | Veteran Alone | With Spouse | With Spouse + 1 Child | Each Additional Child |
|---|---|---|---|---|
| 100% | $4,196.73 | $4,429.27 | $4,577.89 | +$103.21 |
| 90% | $2,540.42 | $2,756.42 | $2,904.42 | +$94.78 |
| 70% | $1,759.19 | $1,908.19 | $2,028.19 | +$74.55 |
| 50% | $1,102.04 | $1,209.04 | $1,289.04 | +$58.56 |
(Rates effective Dec 1, 2024 – paid in 2025)
November 2025 VA Payment Schedule
- October 1–31, 2025 benefits → Paid Friday, November 1, 2025 (old rates)
- November 1–30, 2025 benefits → Paid Monday, December 1, 2025 (new 2025 rates – this is when you’ll see $4,196 if you qualify!)
Who Qualifies for the $4,196 Maximum?
You need:
- A current 100% schedular or TDIU rating
- Service-connected disabilities
- Filed claim already approved (new claims won’t hit in time for November)
Extra Benefits That Can Push Your Total Even Higher
Many veterans leave money on the table! Add:
- SMC-K (+$136/month per qualifying loss)
- SMC-L to SMC-S (can add thousands)
- Dependent parents or children under 18
- Aid & Attendance (another $500+)
Quick Tips to Make Sure You’re Paid Correctly
- Log into VA.gov this week and double-check your rating & dependents.
- Set up direct deposit if you haven’t already.
- Watch your bank on December 1 – that’s the big 2025 check!
FAQs About November 2025 VA Payments
Q: Is $4,196 the absolute maximum?
A: No – with SMC and dependents, some veterans get $10,000–$15,000+ monthly.
Q: What if I don’t see the increase?
A: Call 1-800-827-1000 or message through VA.gov – it’s usually just a processing delay.
Q: Are these payments taxable?
A: Never – VA disability is 100% tax-free.
Final Thoughts
November 2025 is bringing the biggest VA disability checks we’ve seen yet – up to $4,196 for 100% veterans and even more with extras. Mark December 1 on your calendar, double-check your VA account today, and make sure every dollar you earned lands in your pocket.
Share this with a veteran buddy who might be missing out – they’ll thank you when that bigger check hits! 🇺🇸