Hey there, ever feel like those pesky Cash App texts were more than just spam? What if they could actually line your pockets with up to $147? If you’re like many folks still buzzing about stimulus check payouts, this $12.5M Cash App settlement feels like a surprise bonus round. It’s not tied to government aid, but it’s real money for annoyed users – and with final approval just weeks away on December 2, 2025, now’s the time to dive in. Stick around as we break it all down, from quick eligibility checks to payout timelines, so you don’t miss a dime.
What Is the Cash App $12.5M Settlement?
Picture this: Cash App’s referral program zaps you unsolicited texts, and boom – a class action lawsuit turns annoyance into opportunity. The Bottoms v. Block Inc. case claims violations of Washington’s privacy laws from automated messages sent without your okay.
Block Inc. (Cash App’s parent) settled for $12.5 million without admitting fault. This pot covers legal fees, admin costs, and payouts to affected users. Think of it as a mini stimulus check for your inbox clutter – focused on consent, not account hacks.
The Backstory: Spam Texts That Sparked a Lawsuit
It all kicked off in late 2019. Cash App’s pushy referral texts flooded phones, ignoring opt-out rules under Washington’s Consumer Protection Act. By August 2025, over 1.97 million messages later, users sued.
Preliminary approval landed July 29, 2025. Claims closed October 27, but late birds might still flutter in. No direct stimulus check link, yet it echoes that “easy money” thrill from pandemic relief.
Why This Payout Rocks in 2025
In a world of rising bills and data drama, this settlement screams accountability. Fintech giants like Cash App face heat for spam, protecting your peace (and wallet). With inflation biting, $88–$147 feels like a win – especially post-stimulus era when every payout counts.
It’s timely too: Final hearing December 2 means early 2026 checks could hit amid tax season hustles.
Your Step-by-Step Guide to Eligibility & Claims
First, are you in? Washington residents who got promotional texts from November 14, 2019, to August 7, 2025, qualify – no account needed!
Quick Eligibility Checklist
| Criterion | Details | Yes/No? |
|---|---|---|
| Residency | Lived in Washington during text period | |
| Texts Received | Unsolicited referral/promos from Cash App | |
| Consent | No prior opt-in given | |
| Affiliation | Not a Block Inc. employee |
Claims are shut, but check status at BottomsTextSettlement.com with your name/phone. Email info@BottomsTextSettlement.com for extensions – cite hardships like forgotten notices. Opt for direct deposit to speed things up. Payouts? Early 2026 via check or transfer.
Mind-Blowing Stats on the Settlement
This isn’t small potatoes. Here’s the payout scoop based on claim volumes:
| Claim Filings | Estimated Per-Person Payout | Why It Varies |
|---|---|---|
| Under 100K | Up to $147 | Fewer shares = bigger slices |
| 100K–200K | $88–$120 | Balanced pool |
| Over 200K | Minimum $88 | Spread thin, but guaranteed |
Fun fact: Similar suits see just 3–12% claims, boosting individual hauls. Total class? Nearly 2 million – but only WA folks cash in.
Expert Hacks to Maximize Your Share
- Proof Power: Screenshot old texts with dates – strengthens late claims.
- Scam Shield: Stick to official sites; ignore “claim now” ads promising stimulus check ties.
- Track Smart: Set reminders for January notices. Pair with tax prep for max impact.
- Spread Word: Low claims mean fatter checks – nudge friends to verify.
Insider tip: If you’re into stimulus check vibes, bundle this with IRS portals for all your payout wins.
FAQs: Everything You Need to Know
Q: Do I need a Cash App account?
A: Nope! Just those spam texts count.
Q: What’s the exact payout?
A: $88–$147, finalized post-approval.
Q: Related to stimulus checks?
A: Not directly, but it’s free cash like relief payments.
Q: When do funds drop?
A: Early 2026, 90 days after December 2.
Q: Missed deadline – now what?
A: Check site for status; petition for late entry.
Wrapping It Up: Don’t Let $147 Slip Away
This Cash App $12.5M settlement isn’t just legalese – it’s your shot at easy cash from everyday gripes, much like those stimulus check highs. Key takeaway? Verify eligibility today, dodge scams, and watch for 2026 payouts. Share this with pals who griped about texts, or peek our stimulus check updates for more wins. What’s your next money move? Drop a comment below!