Imagine getting a surprise check for up to $147 just for receiving annoying spam texts—sounds like easy money, right? That’s the reality for many Washington residents thanks to the Cash App $12.5M settlement, a class action win against Block Inc. for unsolicited promotional messages sent without consent. Filed under the Bottoms v. Block Inc. lawsuit, this deal resolves claims of privacy violations from November 2019 to August 2025. If you live in Washington and your phone buzzed with unwanted Cash App spam text settlement invites, you could be eligible. With the claim deadline now passed, here’s your full Cash App settlement eligibility breakdown and what to expect next for that $147 Cash App payment.
What Is the Cash App $12.5M Settlement?
This Cash App class action 2025 stems from allegations that Cash App’s referral program bombarded users with automated texts urging sign-ups, breaching Washington’s Commercial Electronic Mail Act and Consumer Protection Act. Block Inc. denied wrongdoing but agreed to the $12.5M fund to avoid trial, covering compensation, legal fees, and admin costs. The net amount splits equally among valid claimants, estimated at $88 to $147 each based on 3-12% claim rates from similar cases. It’s a quick privacy payout, not tied to account losses, and highlights growing scrutiny on fintech spam—perfect for turning irritation into cash.
Who Qualifies for the Settlement Payout?
Cash App settlement eligibility is laser-focused on Washington residents impacted by the spam. You don’t need a Cash App account; just proof of receiving those pesky referral texts counts. The class includes about 1.97 million people, but low claim volumes mean higher per-person shares. U.S. residency outside Washington excludes you, as state laws drove the suit. Automatic opt-in applies if you got a notice, but self-filers must verify details to join the claim Cash App settlement pool.
Basic Requirements
To meet Cash App payout guide criteria: Reside in Washington during the spam period. Receive a promotional or referral text from Cash App between November 14, 2019, and August 7, 2025. No prior consent for the message—opt-outs or blocks don’t disqualify. Not an employee of Block Inc. or related firms.
Potential Payout Ranges
| Number of Claims Filed | Estimated Payout Per Person |
|---|---|
| Low (under 100K) | Up to $147 |
| Medium (100K-200K) | $88-$120 |
| High (over 200K) | Minimum $88 |
Settlement Timeline and Key Dates
The Cash App settlement deadline for claims was October 27, 2025—now closed, but late inquiries might get reviewed if postmarked early. Preliminary approval hit July 29, 2025, with final hearing on December 2, 2025. If approved, payouts roll out in early 2026 via check, direct deposit, or digital transfer. Track status on the official site; expect emails or mail notices by January. Delays could push to mid-2026, but most see funds within 90 days of approval.
Steps to Check Status or Late-File (If Possible)
Even post-deadline, proactive steps can help with the complete payout guide. The claims window shut, but here’s how to verify or appeal: Visit BottomsTextSettlement.com and use the status checker with your name/phone. Email the administrator at info@BottomsTextSettlement.com for late extensions—cite hardships like missed notices. Gather proof: Save texts, timestamps, or referral details for verification. Opt for direct deposit if prompted—faster than checks. Avoid scams: Official contacts only via the site; ignore fake “claim now” links on social media.
Why This Settlement Matters for Users
Beyond the $147 Cash App payment, this win enforces consent in digital marketing, deterring future spam from apps like Cash App. For affected users, it’s real relief—covering phone annoyances that wasted time and eroded trust in fintech. Low claim rates mean unclaimed millions revert to the fund, so spreading awareness maximizes shares. It also spotlights broader privacy trends, pushing companies toward opt-in models amid rising TCPA suits.
FAQs – Cash App $12.5M Settlement
- Am I eligible if I didn’t use Cash App? Yes—if you got a spam referral text in Washington during the period.
- What if I missed the Cash App settlement deadline? Claims closed October 27, 2025; contact admins for possible extensions.
- How much will I get in the $147 Cash App payment? $88-$147, depending on total valid claims—higher if fewer file.
- When do payouts start? Early 2026, post-December 2 approval; track via official site.
- Is there a separate Cash App class action 2025 for data breaches? Yes, a $15M security settlement exists, but this is the text spam one.
Conclusion
The Cash App $12.5M settlement delivers justice for spam-weary Washingtonians, potentially netting you up to $147 with minimal hassle. Though the claim Cash App settlement window closed October 27, 2025, check your status today—final approval looms December 2, unlocking payouts soon after. This isn’t just cash; it’s a push for better privacy in your pocket. Head to BottomsTextSettlement.com now, stay scam-smart, and turn those forgotten texts into well-deserved funds. Your relief check could be closer than you think.
