Ever get one of those annoying texts pushing Cash App referrals, only to ignore it? What if that spam could land you up to $147? If you’re a Washington resident juggling stimulus checks and everyday finances, this Cash App $12.5M settlement is your chance to turn frustration into fast cash. Like a surprise bonus amid economic ups and downs, it fights back against unwanted messages. Stick around – I’ll break down eligibility, payouts, and tips to claim yours, so you can pocket what you deserve without the hassle.
What Is the Cash App $12.5M Settlement?
Picture this: Cash App’s parent company, Block Inc., agrees to pay $12.5 million to settle claims over spam texts. It’s a class action win for folks bombarded with referral invites without consent. This isn’t about data breaches – it’s laser-focused on privacy violations under Washington law. If you qualify, you’re eyeing a slice of the pie, much like stimulus check relief but for your inbox overload.
The Backstory: How It All Started
Back in November 2019, Cash App’s “Invite Friends” program kicked off a wave of unsolicited texts. Users got hit with messages like “Join Cash App with my code for $5!” – no opt-in required. By August 2025, enough complaints piled up to spark the Bottoms v. Block Inc. lawsuit. Block denied fault but settled to move on. It’s a classic tale of tech overreach meeting consumer pushback, echoing the fight for fair digital boundaries.
Why This Matters Now – Especially for Stimulus Check Fans
In 2025, with inflation biting and stimulus check echoes still fresh, every dollar counts. This settlement shines a light on fintech accountability – no more free passes on spam. For hobbyists tracking government aid or side hustles, it’s a reminder: your data has value. Claiming here could fund that next hobby splurge, proving privacy payouts are the new stimulus sidekick. Plus, it sets precedents for apps everywhere.
How to Check Eligibility & Claim Your Payout
Ready to see if you’re in? First, confirm you’re a Washington resident who got a referral text from November 14, 2019, to August 7, 2025, without prior consent. No Cash App account? Still good! Head to BottomsTextSettlement.com, plug in your phone number, and check status. If eligible and you filed by October 27, 2025, opt for electronic payout for speed. Post-approval in December 2025, expect funds in early 2026. It’s simpler than filing taxes – just attest and submit.
Here’s a quick comparison table to weigh your options:
| Payout Method | Pros | Cons | Best For |
|---|---|---|---|
| Electronic (Direct Deposit) | Fast (weeks post-approval), no fees | Needs bank info | Tech-savvy users |
| Check by Mail | No digital setup | Slower (1-2 months), possible lost mail | Privacy-focused folks |
| No Claim | Zero effort | Forfeit $88–$147 | If ineligible |
Key Stats & Facts on Payouts
Numbers don’t lie – this settlement packs punch. The $12.5M fund covers legal fees, admin, and equal shares for claimants. Based on similar cases, expect $88–$147 per person, prorated by claims filed (aim for low volume by spreading the word!).
| Fact/Stat | Details | Source Insight |
|---|---|---|
| Total Fund | $12.5 million | Covers 2019–2025 spam |
| Est. Payout Range | $88–$147 | Depends on 3–12% claim rate |
| Eligible Texts | Referral promos only | Washington residents |
| Deadline Passed | October 27, 2025 | But status checks open |
Fun fact: Over 100,000 potential class members – file early vibes from past wins boosted averages by 20%.
Pro Tips from Settlement Pros
Don’t sleep on this! Save those old texts as proof (screenshots rock). Watch for scam alerts – official site only. If you’re into stimulus check tracking, bundle this with IRS tools for max gains. Consult a free legal aid if unsure – better safe than sorry. And share with friends: more claims, fairer splits, but low turnout means bigger checks.
Frequently Asked Questions (FAQs)
Is the Cash App $12.5M settlement taxable?
Usually not – it’s statutory damages, but chat with a tax pro.
What if I moved from Washington?
Eligibility ties to where you lived when texted.
Separate from the $15M data breach suit?
Yep – this is spam-specific.
When do payments hit?
Early 2026, after December approval.
Lost my confirmation?
Re-enter phone at the site – easy peasy.
Wrapping up, the Cash App $12.5M settlement is more than spam revenge – it’s your cue to reclaim privacy and cash in a stimulus-scarce world. Key takeaway: Check eligibility today at BottomsTextSettlement.com, file if you can, and turn texts into treasure. Share this guide with pals, explore related suits, or dive into stimulus updates. You’ve got this – here’s to fatter wallets and fewer buzzes!